Terms and Conditions
These Terms and Conditions govern your use of Mariventosela's website and services. By accessing our website, you agree to these terms.
Effective Date: August 26, 2025
Acceptance of Terms
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
If you do not agree to these terms, please do not use our website or services.
Definitions
For the purposes of these Terms and Conditions
- Company: Refers to Mariventosela
- Service: Refers to financial planning consultations and related services
- User: Any individual who accesses or uses our website
- Content: All information, text, graphics, and materials on our website
Use of Service
Your use of our service is subject to the following terms and conditions.
Eligibility
You must be at least 18 years old and legally capable of entering into contracts to use our services.
18+ only
Account Registration
You may need to create an account to access certain features. You are responsible for maintaining the confidentiality of your account information.
Account Security
You are responsible for all activities that occur under your account and must notify us immediately of any unauthorized use.
User Responsibilities
As a user of our service, you agree to
- Provide accurate and complete information
- Use the service only for lawful purposes
- Respect the intellectual property rights of others
- Maintain the confidentiality of any sensitive information
- Comply with all applicable laws and regulations
Prohibited Activities
You may not use our service to
- Violate any laws or regulations
- Infringe on intellectual property rights
- Transmit harmful or malicious content
- Attempt to gain unauthorized access to our systems
- Interfere with the proper functioning of the service
- Use the service for any fraudulent purposes
Intellectual Property Rights
All content and materials on our website are protected by copyright, trademark, and other intellectual property laws.
License Grant:
We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes.
You may not reproduce, distribute, or create derivative works without our express written permission.
Privacy and Data Protection
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy.
Please review our Privacy Policy to understand our data practices. Privacy Policy
Payment Terms
The following payment terms apply to our services
- Subscription fees are charged monthly in advance
- All fees are in Canadian dollars and include applicable taxes
- Payment is due upon signup and on each renewal date
- We reserve the right to change fees with 30 days notice
Disclaimers and Limitations of Liability
Financial planning involves risk. Market conditions may affect outcomes. Individual circumstances vary significantly.
Our services are provided "as is" without warranties of any kind, either express or implied.
We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, or consequential damages.
Indemnification
You agree to indemnify and hold us harmless from any claims arising from your use of our services or violation of these terms.
Dispute Resolution
Dispute Resolution
Any disputes arising from these terms or our services shall be resolved through binding arbitration in accordance with Canadian law.
Alternative Dispute Resolution
Information about alternative dispute resolution procedures is available at
Canadian dispute resolution resources: https://www.canada.ca/en/financial-consumer-agency
Governing Law
These terms are governed by the laws of Canada and the province in which you reside.
Termination
Either party may terminate the service relationship at any time with appropriate notice as specified in your service agreement.
Upon termination, your access to the service will cease and any outstanding fees will become due.
Changes to Terms
We may modify these terms at any time. We will notify you of significant changes via email or website notice.
Your continued use of the service after changes constitutes acceptance of the modified terms.
Severability
If any provision of these terms is found invalid, the remaining provisions shall remain in full effect.
Entire Agreement
These terms constitute the entire agreement between you and Mariventosela regarding the use of our services.
Contact Information
For questions about these terms, please contact us at info@mariventosela.com.